Scuba Diving in Costa Rica (w/pics)

I spent part of my time here in Costa Rica SCUBA diving. When I started talking about getting certified to SCUBA dive, my wife was less than enthused. She said something to the effect of, “Are you nuts? You’re going to be 70 years old in a couple of years.” I said, “I hate to break the news, but I’m going to be 70 years old in a couple of years whether I SCUBA dive or not !” I was extremely careful about seeing our family doctor and every medical specialist I routinely see to make sure they saw no issues. They proclaimed me a picture of health. I did not see my dentist (sorry, Hugh). All gave me the green light health-wise and saw no reason I couldn’t SCUBA dive. So…

I did the online classroom work and the initial pool classes/dives back Virginia in September. I did the required four open water dives in West Palm Beach, Florida at the Blue Heron Bridge to complete my PADI Open Water Diver Certification under the watchful eyes of Donna and Dick Barret, certified instructors, and received my PADI Open Water card. But since I was coming to Costa Rica anyway to escape the colder north, I decided to bring my dive gear along and made arrangements to complete the Advanaced Open Water dives here in the warmer waters of the Pacific. As before, I did the classroom requirements online, provided the statements from my doctors, and off we went into the Pacific Ocean with Rich Coast Diving in Playas del Coco under the watchful eye of Samantha Waters, instructor extraordinaire. I learned so much from Donna, Dick and Samantha and will be forever grateful for their guidance and patience.

The Advanced Open Water consists of five required dives which I explained in a previous post (Underwater Navigation, Deep Dive–100 feet), and three electives. I’ve always been a water rat and SCUBA was an itch I had to scratch before I reached the point in life where I had to dive using a walker !!!

I took a few pictures during one of the elective dives (Underwater Digital Photography) and I have much yet to learn about taking good pictures underwater. Totally different circumstances for good shots underwater than on dry land. My dive buddy, George Kieffer, and my instructor (Samantha) also took some photos with my camera. So, make no mistake, the good shots were taken by them !

Here’s a few pictures to give you a taste of my dives. Surprisingly, because it was very windy, the visibility was only about 15-20 feet. Also, the area we were diving in is volcanic so much of the background is volcanic black rock instead of colorful coral reefs. Nonetheless, I learned a lot, met new people from around the world (England, Germany, and Los Angeles–that’s a different country, right?) and had a ball.

I will be diving again in the Bahamas in April and will spend nine days in Cozumel in May with two dives a day from the boat and unlimited shore dives (i.e., waddle into the water like a penguin from shore).

Enjoy the pics … going from left to right, that’s me, me ascending from the depths, a puffer fish with me way in the background, a less than friendly eel that wasn’t too happy to see us, sea urchins, and a round ray lying in wait.

The Kindness of Others …

You cannot do kindness too soon, as you never know how soon it will be too late. …Ralph Waldo Emerson

Traveling provides the opportunity to see new sights, meet new people, and experience different cultures and languages.  By far, meeting new people from all over the world ranks high. I have met people from at least a dozen countries in my short stay in Costa Rica.  Many just stay a few days, but some are here for one or two weeks and, seeing them around this small, boutique hotel everyday, prompts many pleasant conversations.  A guest from Germany, who I chatted with daily, left the hotel yesterday. As he was leaving, I noticed he had a ukulele case slung over his shoulder.

I said, “Andre, I didn’t realize you played the ukulele.” and I then told him my tale of woe with the ukulele.  As I’ve written before on a Facebook post, I said, “I play the piano. It’s got 88 keys. The ukulele has but 4 strings — how hard could it be to learn?  To this day, I have yet to be able to even tune the damn thing.”  

Andre laughed and immediately handed me the ukulele case from his shoulder.  He said, “Here, take this as my gift to you.” I, of course, resisted his offer but he was rather insistent that he wanted to give it to me.  He said he has a couple of ukuleles and this is one of his favorites. He said he really wanted me to have it as a gift from him. He said, “When you learn to play it, remember me!”  How could I refuse and I accepted his kind gift.

I was touched not only by his generosity and kindness but also that he gave me “his favorite.”  I will give learning it another try, much to my wife’s dismay no doubt but probably to Andre’s delight, and each time I learn a new tune I will remember Andre from Germany with fondness.

Interestingly, Andre spoke no English just two years ago but made up his mind to learn the language.  Today his English is quite conversational — I wish my German and Spanish were as good. His quest now is to become conversational in Spanish.  While in Costa Rica he was able to make progress toward that goal and is now heading to Argentina for four (I think) weeks to immerse himself even more in Spanish.  Andrea is about 50 years old, recently retired, and obviously putting his retirement time to good use. I have no doubt that he will achieve his goal to become multi-lingual.

Best wishes to Mein Freund, Andre, und vielen Dank für Ihr freundliches Geschenk der Ukulele.

Hotel In The Shade — Tamarindo, Costa Rica

Right now, I am spending the month of February in Tamarindo, Costa Rica — mostly to get away from winter but also to complete the required SCUBA dives for my PADI Advanced Open Water certification. I have completed six dives over three days at Playas del Coco last week (about an hour from Tamarindo). Two required dives are (1) Deep Dive of 100 feet (think Marianas Trench) and (2) Underwater Navigation (just you, a compass, and the fishies — along with your dive buddy and instructor, of course). Elective dives included (3) Underwater Digital Photography, (4) Advanced Buoyancy Control, and (5 and 6) Search and Recovery. The staff and instructors at Rich Coast Diving in Playas del Coco were extraordinary. Highly skilled and very safety conscious. It was a very pleasant experience and I added another “notch” to my PADI certification belt.

The gem at the heart of my month-long stay, however, is finding the Hotel In The Shade in Tamarindo, Costa Rica. A boutique hotel with 16 rooms, it is new, clean, and safe (walled in, combination lock on the gates) and is within walking distance of virtually everything. The pool you see in the picture above has just been constructed this year and is a wonderful place to cool off after a hot day of walking downtown and on the beautiful beach. Dennis does an outstanding job of maintaining the pool along with his other duties.

The staff at the hotel are amazing. The manager, assistant manager, and receptionist (Vanina, Oriana, and Anna), the breakfast cooks (Benél and Greggorio), the house maids (Yahaira and Lisbeth), and the maintenance man (Dennis) are the most pleasant and accommodating group you could hope to find. The owner (Viktor) has assembled a fine team of people who are warm, friendly, professional and very customer service oriented. I am enjoying my stay in Tamarindo in no small measure due to the very pleasant interactions with the staff.

The hotel is in a quiet and safe area of Tamarindo away from all the commotion of the party crowd downtown. With three nice restaurants right next door, you barely need to the leave the immediate area except for the walks on the beach. Peace and tranquility abound. It is the perfect place to write, edit some audio files for my latest audiobook narration, and simply chill out away from the winter cold.

One of the unexpected side benefits has been the variety of guests who have come and gone during my stay so far. Naturally, folks from the USA and Canada comprise a large portion, however, I have met and talked with people from Germany, The Netherlands, Estonia, Venezuela, El Salvador, England, and Columbia to name just a few. It is truly a cosmopolitan group and has been a pleasure to learn some of their stories.

I recommend it highly !!!

Face-to-Face with Poverty…Vaya con dios

Poverty in Nicaragua Courtesy: www.adamcohn.com

Last night, in Costa Rica, Heide and I came face-to-face with true poverty…and it broke our hearts.

Growing up, I had little idea that we weren’t wealthy.  But looking back on my childhood, I realize my brother and I grew up in a loving but poor family by USA standards.  We didn’t have the fanciest clothes, a color TV, lots of toys, or the latest model cars.  We didn’t have much money to spend (although we conned Mom into buy a set of Compton’s Encyclopedias–on time payments of course!) and just didn’t seem to have many of the “things” other kids had.  But we had our parents, a roof over our heads, and food in our bellies.

Over the past 40 years, I have worked with impoverished kids in some of the poorest cities of Connecticut and Pennsylvania such as Hartford, Bridgeport, Harrisburg, Steelton, Reading, and Phildadelphia.  I have seen much in the way of inner city poverty in their schools and communities.  But most of the kids and families I came in contact with (not all mind you) were in school, had homes to go to afterward even though one or both parents might not be present.  Until last night, I had not seen primitive, rural poverty.

One of the common practices here in Costa Rica is hitchhiking.  In an earlier post, I wrote about our experience of picking up a young lady and giving her a ride home to Portegolpe.  Another day, we were driving out of Tamarindo on our way back to Playa Flamingo and a young, very pregnant lady had just missed the bus and was standing in the 95+ degree heat.  How could we pass a pregnant women and leave her standing there?  Our consciences wouldn’t let us drive on so we stopped to pick her up (for the record, she was not packing a machete).  We had a delightful conversation in broken English (her) and very broken Spanish (us).  It was fun.  She had a job in a grocery store, was doing well by Costa Rica standards and was heading home from work.

However…last evening we came face-to-face with true poverty and the realization sunk in that I and all my friends and family (yes, you!) live privileged lives by comparison.  We were headed to a really nice, upscale restaurant looking forward to a delicious Italian dinner about 20 miles away–we’d been there before and it was perhaps the best meal we had in Costa Rica so we considered a repeat performance mandatory.  But as we were leaving Playa Flamingo, we passed a women hitchhiking with two small children–a little girl (10 years old) and a baby (1 year old). We couldn’t resist.  When we stopped, they literally ran to catch up to our car so we wouldn’t drive off.  This was about 6:00 PM local time, just around sunset.

They looked absolutely exhausted and were carrying nothing–no suitcase or pack but only the clothes on their backs.  By way of our broken “Spanglish,” the mother told us they live on the “frontier” of Nicaragua just over the boarder with “no casa” (house).  Her and her five children (the older ones were still back in Nicaragua) live in a make-shift shelter eking out an existence.  She and her two youngest had been walking for three days from Nicaragua trying to get to family living in Limón, a city on the east coast of Costa Rica, in search of help and to find work.  They didn’t appear to have passports so they likely sneaked across the boarder into Costa Rica, as many Nicas do, in search of a better life.   They were trying to get to San Jose (the capital) in the hope of finding transportation to the east coast.

My best guess is that they had already walked and hitchhiked some 200 miles to get to where we picked them up in Playa Flamingo.  They came down the coast to avoid the attention of police along the main roads.  With more than 270 miles to go to reach Limon, a daunting trip still lies before them.  They were tired, hungry, had no Pampers for the baby, and looked like they were going to have a rough night at the least and a very hard next few days.  In the course of our conversation, Heide said to the mother quietly, “Le ayudamas” (We help.) and gave me a nudge and questioning look (RIGHT?).  I was already discretely digging out my wallet.

We took them to the small town of Huacas where there is a bus stop that could take them on their way to San Jose and found a soda (small roadside restaurant) that was still open at that hour in the hope they could get something to eat.  As they got of the car, I gave the mother all the money I had in my wallet (¢80,000 colones…about $160 USD).  Considering the per capita income in Nicaragua is about $275 US per month, I had handed her a small Nicaraguan fortune.

As they exited the car, Heide said, “Vaya con dios.” (Go with God) and the mother replied, “Te bendiga” (bless you) with tears in her eyes.  They went straight to the soda for something to eat.  I hope they used some of the money for Pampers, baby food, and a good night’s sleep.  I wish them well on their journey.

Vaya con dios, indeed.

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Facts about Nicaragua

Economic Development

Nicaragua is one of the poorest countries in Central America. The World Food Program estimates that more than 40 percent of the rural population lives in poverty and about half of Nicaraguan workers are unemployed.

Economic Development

The country’s vulnerability to natural disasters has slowed economic growth.

Food & Agriculture

The World Food Program estimates that in some areas, more than 40 percent of children under the age of 5 suffer from chronic malnutrition.

Education

While an estimated 93 percent of children enroll in primary school, many children do not finish school because they must work to help support their families.

 

 

In Search of a Local Bar…away from the tourists

Highlight of HuacasI’ve been trying to connect with more Ticos and fewer tourists but to no avail.  In a desperate attempt to pop open a cold one and chat with the locals, I decided to go looking for a bar in the nearest “non-tourist” town, Huacas.  I took off this morning in my rental car in search of adventure.  The “main” street in Huacas is actually Route 155 which takes you toward the airport in Liberia.  There are a few shops, a pharmacy, pizza joint and sodas (small family run restaurants) and the traffic is pretty busy there.

I turned off the main road onto a side street, and I use the term “street” loosely, that took me back into the residential area of Huacas.  True to form, there is a soccer field, a school, and a Catholic church.   I suspected my trip would be doomed when I spotted the sign hanging on the building (see above). However, the community is dirt poor.  And I do mean dirt.  The streets, the yards around the houses, even the soccer field is mostly dirt.  Every time a car goes by, it kicks up a cloud of dust that must infiltrate every single window, door, nook, and crannie in the town.  Although the life expectancy of Ticos is better than ours in the USA (79.32 years vs 78.64 years in the USA), I have little doubt that Ticos die of respiratory diseases from breathing all that dust–what we anthracite region folks might think of as “brown lung.”  Most of the homes I saw in Huacas are run down and not well maintained.  They are open air (i.e., no air conditioning) with windows and doors wide open.  Most had bars on the windows, doors, and some porches.  I saw padlocks hanging on many.

I gave up my search for a local hangout in Huacas as the couple I saw didn’t look too inviting, particularly for non-Spanish speaking Gringos.  I ended the morning with breakfast at a very nice little soda on the main road called Soda el Guanacaste.  I continue to be amazed at the cleanliness of these little places…including those that look run down as you drive by.  Even the bathrooms are typically spotless.  They may be worn, but they are clean.  Even though my search for a “non-touristy” hangout didn’t pan out, I had a delicious omelet and Costa Rican coffee.  Doesn’t get much better.

Portogolpe

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Shirley (we think that’s what she said), Gustavo, and Eddie

On Friday (viernes for those of us so fluent in Spanish–NOT), we were exploring the nooks and crannies on the side roads near Playa Flamingo.  I’ve passed signs pointing to Flamingo Towers more than a dozen times in the past few weeks but have not veered off the beaten path to see what it looked like.  I turned onto the dirt road with no “Towers” in sight…a big risk in Costa Rica!

Roads in Costa Rica are mostly a series of potholes tied together with dirt.  Once off the “main” road, all manner of adventures await–monkeys, coatis, birds, lizards, and an occasional herd of cattle casually walking down the road in front of you.  As we bounced from pothole to pothole, thankfully with four wheel drive, we headed uphill at about a 45 degree angle.  Convinced we were about to meet Crocodile Dundee coming out of the woods, we crested the hill to see an absolutely spectacular view of the Pacific Ocean and a beautiful complex of condos in the middle of nowhere.  It was about a 1-2 kilometer drive up hill.  It was afternoon under clear skies and the hot sun about 650 miles north of the equator was a temperature approaching Fahrenheit 457.

We drove around the buildings, snapped a few pictures, and admired the view some more.  We were struck by the location and the opulence in the middle of a third world country.  For a mere $400,000 (USD) or so, you too could own a piece of paradise.  I’m not sure what the folks do for a living who own these “vacation” homes, but they certainly weren’t university professors.  These make owning a boat look cheap.

As we started the long, bumpy trek down the mountain side (felt like we were rappelling with a car strapped on our asses), a young (30ish) Tica came out of the building and started walking down the road.  We waved as we passed and received a pleasant Tica smile and wave in return as we continued on our way.  Heide said, “Should we pick her up and give her a ride down the hill?”

Being a USA American (Estados Unidos de América), my mother beat into me that you never pick up strangers along the road.  She would eloquently describe how I would be hacked into small pieces and left in a ditch for the buzzards while the perps made off with the poor excuse for a pickup truck my brother and I drove in high school.  However, with Heide as protection, it seemed like a good idea and fairly safe–there were no machete in sight and the Tica didn’t look the least bit threatening.  It seems fairly commonplace in Costa Rica for the locals to hitch rides, patiently wait along the road for the next bus, and/or simply walk to their destination.

I said, “You’ll need to ask her.” Heide’s Spanish is better than mine !  The Tica happily agreed.  She spoke only a few words of English; we only a few words of Spanish…a match made in heaven.  Through much pointing, grunting, and monosyllabic vocabulary, we established that she was heading down the hill to catch the bus to Huacas (the “H” is silent), a small town whose claim to fame appears to be that it’s where you turn to go to Tamarindo–a bustling beach town hot spot for surfers and beach goers.  It turns out she was going to change buses there meaning wait along the side of the road in the heat for the next bus that would take her home to the even smaller village of Portogolpe.  I figure it had to take her 30 minutes plus just to walk down the hill, then about an hour or more in non-air conditioned bus rides to get home.  And…she’s been doing this for the past six years.

We had a very nice conversation in what amounts to SPANGLISH (Adam Sandler would be proud) but we thoroughly enjoyed her company, the ride and the chance to talk with a native Costa Rican who wasn’t in the tourist trade.  She told us about her grandmother (we think!), her children (ages 7 and 15), and when we arrived in Portogolpe, she invited us to meet her husband, Gustavo, and oldest son, Eddie (the younger was still in school).  The village, while quite poor, consists of a few streets with rows of typical Tico houses (i.e., no A/C) but all seemed very clean and maintained.  I suspect the residents have a sense of pride in their homes and community and it seems like a nice place to go watch a soccer game.

A taxi driver once told us that every Tico community has five things: (1) a Catholic church, (2) a soccer field, (3) a school, (4) a bar, and (5) a police station–usually next to the bar!  I’m not sure the taxi driver was correct that all communities have all five, but the soccer field, school, and church were evident in Portogolpe.

I wish I knew more Spanish.  It would have been fun to crack open a few cold Imperials (Costa Rican beer) and chat about life in Costa Rica with folks who aren’t tourists.

 

Bored in Paradise ???

At El Coconut Beach ClubBelieve it or not, I’m bored.  So is Heide.  In the land of beautiful sunsets over the Pacific, spectacular beaches with gently sloping fine sand, and all the sunshine you could ever want, I have managed to find a rut and get stuck in it.  Deep down, I know I should be pitied.

The daily routine starts with a pot of Costa Rican coffee…perhaps some of the finest in the world.  We’ve been sampling a few different varieties in search of the perfect brand to stuff our suitcase with on the way home.   Next, I check email and sort through the half-dozen messages in my inbox (what a pleasant change from the 150-200 per day I got while working).  That takes about 5 minutes since they are mostly advertisements about Travelsmith clothing deals or Viagra.  After making breakfast or heading to the local morning hot spot, Marie’s Restaurant, to let them do the cooking for me, I spend a little time pondering deep thoughts.  My thoughts have begun to wander to redoing the kitchen counters, finishing the workshop and man cave in the basement, and completing the interior remodeling on the boat.  Kind of sick, isn’t it?

On some mornings, I give our son Mark a call for an update on his, Eileen’s and Thomas’s worlds; I periodically give my brother Jim a call for a Michigan update.  A walk on the beach and/or swim in the pool completes the morning ritual by about 9:00 AM.  By this time of the day, the temperature outside is already climbing to that on the surface of the sun.  I expect to see solar flares coming off the beach any day now.  Consequently, it’s time to run for the air conditioning, which by the way, Ticos don’t seem to bother with.  In spite of the intense afternoon heat (mid-90s F), I have yet to see a Tico sweat.  It really is starting to piss me off as I am pouring sweat like Seabiscuit after kicking War Admiral’s ass.  Breathing makes me work up a sweat and air conditioned restaurants, stores, and malls are non-existent.

About noon, we start thinking about lunch (no different than at home) and try to come up with a new place to eat.  As it turns out, there are relatively few options in Playa Flamingo and we’ve tried them all.  It took us three days to actually find the new place we wanted to try: El Coconut Beach Club.  I saw advertisements in The Howler magazine (named for the local monkeys) and saw signs along the road.  Street addresses and house numbers are nonexistent here as are route numbers and road signs.  If you don’t know where you’re going, you shouldn’t be on that road to begin with…

By the time we are finished lunch, it is time to drink about three gallons of water to replenish body fluids and plan my afternoon nap.  I always tell Heide that I’m going to lay down for a while and read my Kindle but she knows the real truth.  About an hour and a half later, I’m done “reading” and it’s time to start thinking about dinner.

After watching the sunset over the Pacific, dinner is usually out somewhere…e.g., The Beach House (Marianne bubbles while telling us about “sock coffee”), Flamingo Hotel’s Arenas Restaurant (where Orlando gives us Spanish pronunciation lessons and a history lesson about coffee), or Angelina’s (everyone there knows my name–excellent pizza).  After a few drinks at dinner, I’m ready to head back to the condo for an evening on the balcony listening to the surf crash below, drinking some scotch and smoking a fine Cuban cigar (bought a box out of some guy’s backpack on the beach in Tamarindo–I’m sure they aren’t counterfeit !!!).

Let’s recap:  Costa Rican morning coffee, walk on the beach, lunch, a nap, dinner, scotch and a cigar.  I am so bored.  I have to try to find some things to do….seriously.

Wildfires…Costa Rica Style

Wildfires at NightThe hills all around us in Playa Flamingo Costa Rica have been slowly burning over the past several days.  For two days or so, the smoke was wafting our way and we smelled it in the air.  But as the fires got farther away we could only see the smoke.  Wildfires here in Costa Rica are not like the roaring wildfires of California.  Rather, like the lifestyle in Costa Rica, they appear laid back and slowly the ground-level brush is burning.  The tree trunks seem hardly blackened by the passing fire.  Many plant stalks seem unharmed.

At first, we were alarmed as the sky was filled with smoke.  The fires aren’t fast moving but rather a slow, smoldering burn producing copious amounts of smoke.  I’m not sure how they get started here.  Certainly not lightning as there hasn’t been a drop of rain in Playa Flamingo since we arrived on February 1.  I suspect they start accidentally from burning leaves or cigarette butts carelessly tossed out of car windows.

I was talking with a very patient lady from England in the Maxi Pali store (one of Walmart’s contributions to Costa Rica) in Santa Cruz a few days ago.  I was puzzled why the fires aren’t put out.  She told me that residents are troubled by them but the small towns simply do not have the manpower to fight the numerous fires.  She and her husband live in a typical Tico house in a very rural area.  They regularly have wildfires outside of their house and she said the fire trucks come every single time within 5 minutes.  The fire trucks only have to come out if the fire is near housing or National Parks.

Pole 1We have tried to explore the area and have made frequent trips from Playa Flamingo to Huacas and Tamarindo.  On the road to Tamarindo we noticed a field burning around the base of a telephone pole.  The next day, the pole had completely burnt off at the base and what was left was hanging from wires above.  We thought surely someone would see it and extinguish the fire before it reached the wires.  The road is patrolled regularly by the local police and all it would have taken is a bottle of water to put it out.  Apparently, no one really cared.  As you can see in the photo on the right, two days later the pole was still smoldering (look closely at the base and you can see the smoke).

Pole 5On an drive the following day, we passed the pole yet again.  It was continuing it’s slow burn.  Much to our astonishment, all that was left was a small nubbin–the pole had burned all the way up to the wires with only about 2 feet left.  Out of curiosity, Heide and I went cruising again yesterday and there is nothing left but the bracket !!!  The pole is completely gone and nothing but an ash heap on the ground.  The wires appear to be unharmed.  The bracket is ready for a replacement pole.

The lifestyle in Costa Rica is restfully laid back.  Apparently even the loss of a telephone pole does not cause anyone to spring into action.

In their defense, I didn’t stop to put it out either.  I may be becoming an honorary Tico !

Addendum:  And then there was nothing left but the bracket !!!

The Bracket

No Bandidos at Banks….and Gas Stations ???

No BandidosFor more than 65 years, Costa Rica has had no standing army.  In December, 1948, President Jose Figueres publicly handed the keys to the nation’s military headquarters, Bellavista, to the Minister of Education. President Figueres announced that Bellavista would become a national museum and the military budget would be redirected to education, healthcare, and environmental protection.  With a literacy rate of more than 96%, a national healthcare system available to all, and environmentally protected lands equal to about 28% of Costa Rica, I’d say Figueres’s goal has been achieved.  But it should come as no surprise that in a poor country crime is problematic particularly where money is involved.

I filled-up my rental car with gas for the first time on a trip from Playa Flamingo to Playa Tamarindo. Standing outside the gas station in plain view was an armed security guard complete with shotgun and Glock.  He looked like he knew how to use them and would not hesitate to take action.  Although his presence was somewhat unsettling to me, I filled up and left uneventfully.  On my next visit to the gas station, the armed guard was similarly placed and vigilant.

Gas stations (at least the ones I’ve visited so far) are not self-service.  Attendants pump your gas, wash your windshield, and handle the transaction.  I started talking with the attendant as he filled my tank and asked about the armed guards.  He told me that because of the amount of money on hand at gas stations they are prime targets for robberies.  In a country that is slightly larger than Vermont and New Hampshire combined and where the average per capita income is a little over $7,400 per year, I can understand why a lot of cash on hand would be a target for those desperate souls trying to escape poverty.  The good news, according to the attendant, was that robberies were rare in the coastal touristy area we are in.  He said robberies are more problematic in the urban areas such as San Jose.  Still, it was disconcerting as it isn’t typical to openly see that level of security in the USA.

As an aside, in Costa Rica, the price of gasoline is set by the government and distributed to gasoline retailers by the state oil refinery, RECOPE. The price of gasoline is the same at all gasoline outlets across the country and is now ¢739 per litre (about $5.40 per US gallon).  It costs me about ¢20,000 to fill the tank ($40 US).

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Using the ATM

Mostly, I’ve used ATMs to get cash in the local Costa Rican currency (+/- 500 colones (₡) per US dollar).  Although US dollars and credit cards are widely accepted, we decided to use the local currency as much as possible, particularly at small farmer’s markets and roadside stands, loaded with delicious fresh fruit and vegetables, to minimize exchange rate differences.  Doing so also gives us a little more feel of the local culture.  Although I am not yet an honorary Tico, I feel less like a Gringo when using the local currency.

Going to the bank added an additional level of security.  Our good friends, Sam and Sunny (buenos amigos), are visiting from the USA and wanted to change some dollars to colones so we needed to actually go inside the bank…a first for me here.  As Sam and I approached the frosted window doors, you couldn’t see inside the bank from the outside.  A guard inside a closed foyer saw us approach and opened the locked door for us immediately asking us to empty our pockets on the table.  He then passed a metal detector wand over each of us. Once he did that, a second guard opened the next locked door (also with frosted glass) to permit us entrance into the bank.  Both were armed.

We must have looked as clueless as we were because the inside guard asked why we were there and helped us with the kiosk that gave us an appropriate service number.  Much like waiting at the deli counter or DMV at home, you waited for your number to come up on the screen telling when it was your turn and what teller window to approach based on the type of transaction you need.  Everything inside the bank was watched by the guard and recorded on video cameras.  Once at the teller window, a showing of the passport was all that was required for the transaction (USA banks won’t even talk to you if you don’t have an account with them).

Seamless, quick…and secure.

Renting a Car in Costa Rica…

Rental CarIn my life I have, on rare occasions, been cheated, gipped, ripped-off, shortchanged.  Minor events to be sure (11 donuts in the one dozen bag), but renting a car in Costa Rica takes the feeling of being ripped-off to an entirely different level.  Because we are living on top of Billy Goat Hill (see earlier posts), renting a car was a necessity for us to even get to the beach…actually TO the beach wasn’t the issue as gravity is a powerful force–getting back to the condo was–gravity again.  It is a vertical climb up the hill requiring rappelling gear and helmets to get up safely !  I suspect a portable defibrillator would not be out of the question.

There are a few things to know about car rentals in Costa Rica.

  • Bargain rates are almost impossible to find, particularly at this time of the year (high tourist season).  Understandable.
  • My home auto insurance only covers me in the contiguous 48 states, not in any foreign country.
  • In order to use the insurance with my credit card, I needed to provide written evidence from the credit car company of the coverage provided.
  • You must carry the liability insurance mandated by law.  The Damage Insurance (collision) and Rental Car Theft coverage are optional BUT if you damage the car or it is stolen, they will simply charge your credit card for the damages/loss.  Given that automobiles in Costa Rica are on the expensive side compared to USA prices, your potential liability is significant.

The rental price per day was on the high side of reasonable and probably a just a tad higher than what you would pay in the USA per day.  At this time of the year in Costa Rica, it is even difficult to find a rental for the period of time we plan to be here (2 months).  I rented a 4WD Hyundai SUV.  For the 54 days we will be renting, the cost was $1,903 including “all taxes and fees” or $35 per day (+/-).  The phrase “all taxes and fees included” falsely leads one to believe the price quoted is the bottom line.  Not so.  Because I had done some reading about car rentals here, I knew insurance was going to be an issue.

I called the rental agency to find out the cost of the insurance and was told the required liability insurance was $12 per day and it covered up to $20,000 of damages.  For $15 per day, the rental car company would cover 100% of the liability damages.  I thought for $3 extra per day, why have the worry and it sounded like a pretty good deal to me.  Much to my surprise at the time of signing the paperwork, what the agent on the phone meant was the unlimited liability coverage was an additional $15 dollars per day (yep, $12 + $15 = $27/day for liability insurance).

The rental company was quite clear that if I was using credit card company insurance, I needed to provide written evidence of coverage.  I contacted my credit card company and they emailed me a letter to that effect within the hour.  My credit card company covers Car Rental Loss and Damage Insurance but not liability.  Even so, however, the language in the letter says, “All benefits are subject to the terms, conditions and exclusions of the Policy.”  This set off alarm bells in my head since I had no idea what the terms, conditions and exclusions of the policy were.  And I had no time to find out since the rental agent delivering the car was sitting in my rented living room.  Chalk up another $9 per day for the Damage Insurance and the Rental Car Insurance (that’s $12 + $15 + $9 = $36 per day for insurance).

The agent who came to our condo to deliver the car, Luis, was one of the most pleasant people I have met so far in Costa Rica.  He spoke very good English, was very tolerant and helpful in my attempts at mangling Spanish, and took his time explaining everything.  Interestingly, Luis knew it was a rip-off, admitted it was, but his hands were tied because Costa Rican law requires the car insurance and the insurance is a monoply.  There really was nothing he could do about it but explain the options and leave the decisions up to me.

In the end, I chose to carry the full coverage this time.  Had I declined the Damage and Rental Car Theft insurance, in the event of an accident, the rental company would have simply charged my credit card for the amount of the damages and handed me the paperwork to deal with my credit card company regarding the insurance.  I didn’t want the hassle or the potential liability this time around.

Next time, I would probably take the limited liability for $12 per day ($20,000 maximum) and further investigate exactly what the credit card company policy is regarding “the terms, conditions and exclusions of the Policy.”  Although taxis and shuttles are widely available as are local buses, having our own transportation to explore the area and for side trips to the mountains (e.g., Arenal Volcano) has expanded our experiences here in Costa Rica.

I’m thinking of starting a car rental insurance company in Costa Rica….